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Sarkari Yojana Portal · Government Schemes

Government सरकारी योजनाएं

Browse government agricultural grants, crop subsidies, low-interest microcredit options, and training resources. Filter instantly based on eligibility conditions.

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Most Popularकेंद्र सरकार

PM-Kisan Samman Nidhi

सत्यापित: आज हीअंतिम तिथि: खुला है
Rs 6,000/year

Income support of Rs 6,000/year to all landholding farmer families across India.

Insuranceकेंद्र सरकार

Pradhan Mantri Fasal Bima Yojana

सत्यापित: आज हीअंतिम तिथि: 30 जून
Crop insurance

Crop insurance covering pre-sowing to post-harvest losses due to natural calamities, pests, and diseases.

Creditकेंद्र सरकार

Kisan Credit Card (KCC)

सत्यापित: आज हीअंतिम तिथि: खुला है
Credit @ 4% p.a.

Short-term credit for crop production, post-harvest expenses, and farm assets at 4% interest.

Sarkari Yojanaकेंद्र सरकार

PM Krishi Sinchayee Yojana

सत्यापित: आज हीअंतिम तिथि: 30 जून
Irrigation subsidy

Har Khet Ko Pani -- irrigation infrastructure for every farm, promoting water-use efficiency.

Machineryकेंद्र सरकार

Sub-Mission on Agricultural Mechanisation (SMAM)

सत्यापित: आज हीअंतिम तिथि: 30 जून
Up to 50% subsidy

Subsidies up to 50% on farm machinery for small and marginal farmers.

UP StateUttar Pradesh

UP Free Borewell Scheme

सत्यापित: आज हीअंतिम तिथि: 30 जून
100% boring subsidy

Free boring facility for small and marginal farmers to resolve irrigation challenges.

KA StateKarnataka

Karnataka Krishi Yantra Dhare

सत्यापित: आज हीअंतिम तिथि: खुला है
Subsidized farm equipment rental

Farm machinery rental service centers setup across Karnataka at highly subsidized rates.

Women Onlyकेंद्र सरकार

Mahila Kisan Sashaktikaran Pariyojana

सत्यापित: आज हीअंतिम तिथि: खुला है
Training + credit linkage

Empowers women farmers through training, resources, and credit linkages -- priority for BPL women.

🌾 Government Agriculture Schemes & Subsidies Guide

Central & State Farming Benefits Manual · सरकारी योजनाओं की निर्देशिका

1. Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)

PM-KISAN is a Central Sector Scheme launched by the Government of India to provide income support to all landholding farmer families across the country. Under the scheme, direct financial assistance of Rs. 6,000 per year is transferred in three equal installments of Rs. 2,000 directly into the bank accounts of the beneficiaries.

Eligibility and Verification: The scheme targets small and marginal landholder families who own cultivable land in their names. To receive installments successfully, farmers must complete Aadhaar seeding, land record integration (Bhulekh linkage), and mandatory e-KYC verification through face authentication or biometric devices.

2. Pradhan Mantri Fasal Bima Yojana (PMFBY)

PMFBY is the flagship crop insurance scheme in India designed to support sustainable production in agriculture by providing financial support to farmers suffering crop loss or damage arising out of natural calamities.

Premium Caps: The scheme has set uniform premium rates to make insurance affordable for poor farmers. Farmers pay only 2.0% of the sum insured for all Kharif crops, 1.5% for all Rabi crops, and 5.0% for annual commercial and horticultural crops. The remaining balance of the premium is shared equally by the Central Government and State Governments.

3. Kisan Credit Card (KCC) Scheme

The Kisan Credit Card (KCC) scheme was introduced to provide farmers with timely access to short-term credit for crop cultivation, input purchase (seeds, fertilizers, pesticides), and post-harvest household expenses.

Interest Rates and Subvention: The nominal interest rate on KCC loans is 9%. However, the Government of India provides a 2% interest subvention to banks, reducing the rate to 7%. Farmers who repay their loans on time receive an additional 3% prompt repayment incentive, bringing the effective interest rate down to just 4% per annum.

4. PM-KUSUM Scheme (Solar Pump Subsidy)

The Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan (PM-KUSUM) scheme aims to provide energy security to farmers by subsidizing solar water pumps and solarizing grid-connected agricultural pumps.

Under Component-B of the scheme, farmers receive up to 60% financial assistance (30% from the Central Government and 30% from the State Government) to install standalone solar agriculture pumps of capacities up to 7.5 HP in off-grid areas, reducing reliance on expensive diesel fuel.

5. अक्सर पूछे जाने वाले प्रश्न (FAQ - Sarkari Schemes)

प्रश्न 1. पीएम-किसान (PM-Kisan) योजना के लिए कौन पात्र नहीं है?

उत्तर: कोई भी किसान परिवार जिसके पास खेती योग्य भूमि नहीं है, संस्थागत भूमि धारक, सरकारी कर्मचारी (चतुर्थ श्रेणी को छोड़कर), आयकरदाता, या प्रति माह ₹10,000 से अधिक पेंशन प्राप्त करने वाले सेवानिवृत्त व्यक्ति इस योजना के पात्र नहीं हैं।

प्रश्न 2. पीएम फसल बीमा योजना (PMFBY) के तहत दावा (Claim) कैसे करें?

उत्तर: फसल के नुकसान की स्थिति में किसान को आपदा (ओलावृष्टि, जलभराव, बादल फटना आदि) के 72 घंटे के भीतर संबंधित बीमा कंपनी, स्थानीय कृषि अधिकारी या PMFBY हेल्प डेस्क पर इसकी सूचना देनी अनिवार्य है।

प्रश्न 3. किसान क्रेडिट कार्ड (KCC) के तहत कितना ऋण मिल सकता है?

उत्तर: ऋण सीमा भूमि के आकार, बोई जाने वाली फसलों (Scale of Finance) और पिछले ऋण चुकाने के इतिहास के आधार पर तय होती है। ₹1.60 लाख तक का केसीसी लोन बिना किसी गारंटी (Collateral-Free) के मिल जाता है।

प्रश्न 4. पीएम-कुसुम (PM-KUSUM) योजना के तहत सोलर पंप के लिए आवेदन कैसे करें?

उत्तर: किसान अपने राज्य के नवीन एवं नवीकरणीय ऊर्जा विभाग (जैसे HAREDA, UPNEDA, RRECL) की आधिकारिक राज्य-स्तरीय कुसुम वेबसाइट पर जाकर ऑनलाइन आवेदन जमा कर सकते हैं।